Buying Safely on Link345
Tips and guidance for safe transactions, scam prevention, and secure payments in the Cayman Islands
How to Buy Safely
Four practices to help protect yourself when buying
Verify Seller Identity
Always check seller profiles, ratings, and verification status
- Look for verified seller badges
- Check seller ratings and reviews
- Verify contact information matches profile
Use Secure Payment Methods
Pay Safely: Prefer on-platform card checkout when offered
- Use Link345 checkout with Visa, Mastercard, or other major cards when the seller supports it
- Avoid wire transfers and gift cards for people you have not met
- Keep receipts, order confirmations, and message history
Meet in Safe Locations
Always meet in public places for your safety
- Meet at coffee shops, malls, or busy areas
- Bring a friend for high-value items
- Avoid meeting at private residences initially
Report Issues Immediately
Contact us right away if something goes wrong
- Use our report system for suspicious listings
- Contact support for payment disputes
- Document all communications with sellers
Common Scams & Red Flags
Know what to look for to avoid being scammed
Fake Listings
Scammers post items they don't own using stolen photos
Red Flags:
- Price too good to be true
- Seller can't meet in person
- Asks for payment before showing item
- Uses stock photos or stolen images
Protection:
Always meet in person and verify the item exists
Payment Scams
Tricking buyers into paying through unsecured methods
Red Flags:
- Asks for wire transfer or gift cards
- Refuses normal platform checkout or safe in-person cash
- Asks for payment before meeting
- Claims to be out of country
Protection:
Use on-platform card checkout when available; cash only for in-person deals you trust
Identity Theft
Collecting personal information for fraudulent purposes
Red Flags:
- Asks for unnecessary personal information
- Wants copies of ID or documents
- Asks for bank account details
- Requests social security numbers
Protection:
Never share sensitive personal information
Secure Payment Methods
Choose the right payment method for your protection level
Card on Link345
Secure checkout with major cards when the seller uses platform payments
Pros:
- Encrypted processing
- Clear order record
- Easier support for eligible disputes
Considerations:
- Not every private sale uses online checkout
- Card issuer policies apply
Cash
Immediate payment, but no digital protection
Pros:
- No fees
- Immediate transaction
- No account needed
Considerations:
- No dispute resolution
- Carry cash safely
- No receipt trail
Bank Transfer
Direct transfer with limited protection
Pros:
- No platform fees
- Direct payment
Considerations:
- No buyer protection
- Difficult to reverse
- Requires trust
If Something Goes Wrong
Steps you can take when a transaction doesn’t go as expected
Contact Seller
Try to resolve the issue directly with the seller first
Report to Link345
Submit a dispute report with evidence and documentation
Investigation
Our team reviews the case and gathers additional information
Resolution
We provide a resolution and take appropriate action
Link345 may help facilitate dispute resolution but does not guarantee the outcome of any transaction. See our Terms and Refund Policy.
Important: Your Responsibilities
Understanding how transactions work on Link345
Link345 is a marketplace connecting independent buyers and sellers. The contract for each sale is directly between the buyer and seller — Link345 is not a party to that contract.
Link345 does not manufacture, inspect, verify, or guarantee any item, seller, or transaction outcome. All transactions are entered at your sole risk. You are responsible for conducting your own due diligence before committing to any purchase.
We provide the safety tools and guidance on this page to help you make informed decisions, but they do not constitute a guarantee, warranty, or insurance policy.
Need Help or Have Questions?
Our support team is here to help with any buyer protection questions
Explore more on Link 345
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- For BusinessesStorefronts, invoicing, POS and B2B tools for Cayman businesses.